Washington State Department of Financial Institutions

Bank Alert

Alert Number: FDIC SA-242-2006

DATE: August 23, 2006

TO: Chief Executive Officer (also of interest to Security Officer)

SUBJECT: Counterfeit Official Checks

Counterfeit official checks bearing the name Columbia River Bank, The Dalles, Oregon, are reportedly in circulation.

Columbia River Bank, The Dalles, Oregon, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 122037760, which is assigned to First Regional Bank, Los Angeles, California. Columbia River Bank issues official checks through a payable- through account held at First Regional Bank. The counterfeit items appear to be associated with a scam, whereby a letter instructs the recipient to deposit the "check" and call the sender of the letter for further instructions.

The counterfeit items are dissimilar to authentic checks in appearance. The counterfeit items are light blue and have a dark blue top border with rounded edges. The counterfeit items also have black lettering. The following security statement is embedded in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK."

Authentic checks have dark borders on all four sides. The following statement appears just below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICROPRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES INDICATES A COPY."

Any information you have concerning this matter should be brought to the attention of:

Tammy Hoffmann
Compliance Officer
Columbia River Bank
401 East Third Street
The Dalles, Oregon 97058
Telephone: (541) 298-3156
Fax: (541) 298-3154
E-mail: THoffman@columbiariverbank.com