Armstrong Lending Services of Seattle - Advance Fee Lending Scam

Date Posted: 
Monday, November 7, 2011

The Washington State Department of Financial Institutions (DFI) warns consumers to verify the license of any lender with whom they consider doing business. You can determine whether lenders are properly licensed using the “Verify a License” feature on the DFI’s website at

DFI received a complaint from a consumer who had been solicited to enter into a loan agreement by Armstrong Lending Services of Seattle. The consumer alleged that this entity offered a consumer loan in exchange for an advance fee payment. The consumer used the website,

Armstrong Lending Services of Seattle is not licensed by the DFI, or registered to do business in Washington by either the Department of Revenue or the Secretary of State.

DFI was unable to verify Armstrong Lending Services’ identity or contact information.

Advance Fee Lending Scam

Additionally, Armstrong Lending Services may be in the practice of engaging in unlicensed lending activity and defrauding consumers with an “advance fee lending scam.” An advance fee scam is where you pay fees in advance for a loan that is to be delivered later, but never is.

Report Violators

If you feel you are in immediate danger contact local law enforcement. If you are suspicious of unlicensed activity by a consumer lender, contact DFI at 1-877-RING-DFI (746-4334), or online at

If you feel you have been the victim of a loan scam, contact the Federal Trade Commission at 1-877-FTC-HELP (1-877-382-4357), or online at If you feel you have been the victim of a loan scam involving the Internet, contact the Internet Crime Complaint Center at

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus:

Equifax -

Experian -

TransUnion -