MyNextDayCash.com, provides short-term loans (“payday loans”) to consumers via the internet. This company appears to be engaged in lending money short-term to consumers who pay back the loans by authorizing repayment from their checking accounts. It has been reported that MyNextDayCash.com may make debits from consumers’ bank accounts in amounts that may be in excess of the loan terms.
MyNextDayCash.com is not licensed by the Washington State Department of Financial Institutions. The company is not registered to do business in Washington by either the Department of Revenue or the Washington Secretary of State.
The Department of Financial Institutions has obtained information indicating the addresses associated with this company are: 3543 Broadway Street, Kansas City, Missouri, 64111; #4 Solomons Arcade, Charleston, Nevis, West Indies; and PO Box 636, Charlestown, Nevis, West Indies. Additionally, the email address and telephone numbers associated with this company are: firstname.lastname@example.org; 1-877-355-3915 and 1-877-355-3914 (Fax).
The Department of Financial Institutions strongly recommends consumers only deal with those payday loan companies that are properly licensed by the Department of Financial Institutions to conduct such business. You can verify a license online at www.dfi.wa.gov or by calling 1.877.RING DFI (746-4334).
If You Feel You're A Victim
If you feel you have been victimized by these individuals, and you reside in Washington State, you may file a complaint with the Washington State Department of Financial Institutions by contacting the Consumer Services Division at (360) 902-8703, or by filing a complaint. You can file a complaint online at www.dfi.wa.gov.
These kinds of contacts should also be reported to federal law enforcement authorities. You may contact the Federal Bureau of Investigation online: www.fbi.gov or by telephone: (202) 324-3000. We also suggest contacting the Federal Trade Commission online at www.ftc.gov or toll free: 1-877-FTC-HELP (1-877-382-4357). Complainants have also had some success contacting their local telephone carrier’s nuisance department to stop calls.