The Washington State Department of Financial Institutions (DFI) has received a complaint from a consumer who attempted to obtain an online payday loan from the entity, MyNextPayCheck, using the website, mynextpaycheck.com. The consumer alleged that this entity improperly processed her application for a payday loan and may have disseminated her personal information to third parties.
MyNextPayCheck is not licensed by DFI, or registered to do business in Washington by either the Department of Revenue or the Secretary of State. It is not authorized to provide payday loans to residents of Washington State. DFI attempted to contact this entity but was unsuccessful.
DFI strongly recommends that residents verify the license of any lender with which they consider doing business with. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access. You can verify a license with DFI at www.dfi.wa.gov or by calling 1.877.RING DFI (746-4334).
If you feel you are in immediate danger contact local law enforcement.
If you are suspicious of unlicensed activity by a payday lender please contact DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.
If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov.
If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.
If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.