Stonewater and Associates and Erika Giron - Advance Fee Scam

Date Posted: 
Monday, November 2, 2009

The Washington State Department of Financial Institutions is warning consumers to verify the license of any lending professional they are considering doing business with to avoid becoming victims of potential scams.

Stonewater and Associates, being run by Erika Giron, may be conducting an advance fee loan scam. Stonewater and Associates has a listed address of:

451 S.W 10TH ST. Suite 104
Renton, Washington 98057

These addresses do not appear to be valid.

Stonewater and Associates has a listed telephone number of:


Stonewater and Associates has a Web site at:

The company is not licensed by the Department of Financial Institutions.

How The Potential Scam Works

  • Stonewater and Associates by using an internet based mortgage lending website claiming to be licensed in the State of Washington
  • Borrowers are led to believe they will be receiving assistance in obtaining a residential mortgage loan
  • In a typical advance fee scam, consumers are advised that they have been approved for a loan and must send a payment to Stonewater and Associates to assist in completing the loan
  • Once consumers send the money no loan is ever made and borrowers have no way of making contact with Stonewater and Associates or Erika Giron.

If You Feel You're A Victim

If you feel you have been a victim of a potential advance fee loan scam, please contact the Federal Trade Commission at 1-877-FTC HELP (382-4357), or online at Also, victims should report their experiences to the Internet Crime Complaint Center at