United Lending Group advertises on the Internet claiming to provide personal, home equity, business, educational and debt consolidation loans. United Lending also claims to provide credit payment protection and extra cash. Prior to approving the loan, the company asks for financial information and proof of identification such as monthly income, employer name, contact number and social security number. This appears to be another Canadian advance fee loan scam.
The website, united-lenders.com, lists an address in Seattle, Washington and claims to have been in the loan business for over ten years. Neither the Washington State Department of Revenue nor the Office of the Secretary of State shows that United Lending Group is authorized to do business in Washington State. The company is not licensed by the Department of Financial Institutions to make loans in Washington. United Lending Group does not appear to have any actual presence in Washington State. Instead, consumers are told to fax documents to a number with a “202” area code (Washington, D.C.), which the company claims is a Seattle-based number. The company requires upfront “security payments” and requests consumers to wire money to Sudbury, Ontario. Once the money is received, consumers are promised their loan within 24 hours. Consumers never receive their loans. They are told the company experienced a “system crash” that prevented the transfer. The toll free number listed on their website has now been disconnected.
Victims should report their experiences to the Internet Fraud Complaint Center at www.ic3.gov.