Mortgages

Whether you're buying your first home, considering a second mortgage, or refinancing, the loan process can be confusing and complicated - even overwhelming.

Below you will find information and resources that will help you as you embark on one of the biggest financial decisions you'll make in your lifetime.

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Foreclosure Help and Information

DFI has information on some of the steps you can take to prevent foreclosure.

• Foreclosure Help and Information
  Information on what to do if you are facing foreclosure.
• Beware of Foreclosure Rescue Scams
  Solutions that sound too simple or too good to be true usually are.

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DFI's Free Guide to Home Loans

Whether you're buying your first home, considering a second mortgage, refinancing, or considering a reverse mortgage the loan process can be confusing and complicated. 

As you embark on one of the biggest financial decisions you'll make, use DFI's free Guide to Home Loans to help you understand and navigate the loan process.

Formats Available Hard Copy Workbook Request a workbook for free. Online PDF Version View Workbook (PDF)* (2.8 MB)

Note: The CD-ROM version of DFI's Guide to Home Loans is no longer available.

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Information and Resources

Information and resources from the Washington State Department of Financial Institutions and other organizations.

Buying A Home

• Programs And Free Classes
  From the Washington State Housing Finance Commission
• Information About Becoming a Homeowner
  From Fannie Mae
• Information About Buying A Home
  From HUD

Loan Modifications

• Be Cautious When Using Loan Modification Services
  From DFI
  

Predatory Lending

• About Predatory Lending And How To Avoid It
  From DFI
  

Reverse Mortgages

• Reverse Mortgage Information (PDF)*
  From AARP
• Reverse Mortgages: Are They for You?
  From the Office of the Comptroller of the Currency

Calculators

• Mortgage Comparison Calculator
  From the Federal Reserve
• True Cost Calculators
  From Fannie Mae
• Homeownership Calculators
  From Ginnie Mae

* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.

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