Washington State Department of Financial Institutions

Payday Loans

A payday loan is a small, unsecured, high interest, short-term cash loan. In most cases, consumers write a post-dated, personal check for the advance amount, plus a fee. The lender holds the check for the loan period and then deposits it, or the customer returns with cash to reclaim the check.

Quick Facts


Payday Loans In Washington State


Checklist - Before Taking Out A Payday Loan

Although a payday loan may be a convenient short-term solution, it is inappropriate for long-term cash needs.


Your Rights As A Washington Resident


Alerts, Resources & Publications


More Information From DFI

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DFI Payday Loan