HOMEOWNERSHIP.WA.GOV - Assistance from the State of Washington
Washington State Homeownership Information Talk To A Counselor
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Is Refinancing Right for You?

Depending on your situation, refinancing may lower your interest rate. You may be able to secure a lower interest rate because of changes in the market conditions or because your credit score has improved.

Refinancing Programs

For Fannie Mae and Freddie Mac Loans

Through President Obama's Making Home Affordable program, Washington families whose loans are held by Fannie Mae or Freddie Mac may be eligible to refinance into a more affordable mortgage.

How Do I Find Out If Fannie Mae or Freddie Mac Owns My Loan?
Your mortgage company can tell you who owns your loan, or you can contact Fannie Mae and Freddie Mac directly.

Fannie Mae Freddie Mac
For Non Fannie Mae and Freddie Mac Loans

If your loan is not owned or guaranteed by Fannie Mae or Freddie Mac, contact your mortgage company to find out what options are available.

If you don't have the contact information for your mortgage company, review the information on your monthly mortgage statement or find a list of mortgage companies on the Hope Now Alliance website.

Resources

Guide to Home Loans

DFI's free Guide to Home Loans contains information, tips, and resources for first-time home buyers.

DFI's Guide to Home Loans can be viewed online (PDF) or ordered from DFI's website for free.
Guide to Home Loans
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