Is Refinancing Right for You?
Depending on your situation, refinancing may lower your
interest rate. You may be able to secure a lower
interest rate because of changes in the market
conditions or because your credit score has improved.
For Fannie Mae and Freddie Mac Loans
Through President Obama's Making Home Affordable program, Washington families whose loans are held by Fannie Mae or Freddie Mac
may be eligible to refinance into a more affordable
How Do I Find Out If Fannie Mae or Freddie Mac Owns My Loan?
Your mortgage company can tell you who owns your loan, or
you can contact Fannie Mae and Freddie Mac directly.
For Non Fannie Mae and Freddie Mac Loans
If your loan is not owned or guaranteed by Fannie Mae or Freddie Mac, contact your mortgage company
to find out what options are available.
If you don't have the contact information for your mortgage
company, review the information on your monthly mortgage
statement or find a list of mortgage companies on the
Hope Now Alliance website.