Credit Unions Bulletins

Bulletins notify state-chartered credit unions of current developments in state and federal regulations as well as current business practices.

Bulletin File Date Subject
B-15-04 01/23/2015 Financial Exploitation Training
B-15-03 01/22/2015 Examination Focus for 2015
B-15-02 01/20/2015 Changes to the CAMEL Rating in Washington State
B-15-01 01/20/2015 NASCUS WA Directors College, April 29, 2015
B-14-12 12/23/2014 CSBS Emerging Payments Taskforce
B-14-11 09/26/2014 Bank Secrecy Act Training and Cyber Security Symposium
B-14-10 08/20/2014 DFI CEO Outreach Event - November 4
B-14-09 08/05/2014 Reminder: 2014 NASCUS State System Summit
B-14-08 04/10/2014 NASCUS WA Directors College, April 30, 2014
B-14-07 04/10/2014 Final Rule on the Frequency of Board Meetings
B-14-06 03/03/2014 Examination Focus for 2014
B-14-05 02/20/2014 Formal Hearing on Frequency of Board Meeting Rulemaking
B-14-04 02/13/2014 NASCUS WA Directors College, April 30, 2014
B-14-03 01/23/2014 Final Rule on Reasonable Compensation
B-14-02 01/23/2014 Compliance Examination Manual
B-14-01 01/02/2014 Bank Secrecy Act Guidance and Exam Procedures
B-13-22 12/30/2013 Impermissible Advertising for Membership
B-13-21 12/23/2013 Stakeholder Meeting on Frequency of Board Meetings
B-13-20 11/22/2013 Formal Hearing on Reasonable Compensation Rulemaking
B-13-19 11/19/2013 Stakeholder Meeting on Frequency of Board Meetings
B-13-18 11/12/2013 Strategic Planning and Budgeting Guidance
B-13-17 11/08/2013 Proposed Rule on Reasonable Compensation
B-13-16 11/06/2013 Meeting Timeline for Frequency of Board Meetings Rulemaking
B-13-15 09/11/2013 Consumer Compliance Examinations
B-13-14 08/23/2013 Safe and Sound Implementation of the Low-Income Designation
B-13-13 08/06/2013 Stakeholder Meeting on Rulemaking for Reasonable Compensation
B-13-12 07/17/2013 Model Bylaws Project is on Hold and Thursday, July 18 Teleconference is Canceled
B-13-11 07/16/2013 Indirect Manufactured Home Lending
B-13-10 07/12/2013 Revisions to the Washington Credit Union Act
B-13-09 07/03/2013 NASCUS State Summit
B-13-08 07/02/2013 Model Bylaws Workgroup
B-13-07 06/28/2013 Bulletin Revised: See: B-13-10
B-13-06 06/19/2013 Public Meeting for Reasonable Compensation Rule-making on June 20, 2013
B-13-05 06/12/2013 Stakeholder Meeting Timeline for Reasonable Compensation Rulemaking
B-13-04 05/17/2013 Stakeholder Meeting on Reasonable Compensation
B-13-03 05/01/2013 WA State Credit Unions as Qualified Public Depositaries
B-13-02 03/01/2013 NASCUS WA Directors College, April 22, 2013
B-13-01 02/14/2013 America Saves Week - February 25 - March 2
B-12-04 12/07/2012 Voting Process to Ensure Member Confidentiality
B-12-03 09/07/2012 Fall 2012 Investor Education In Your Workplace
B-12-02 05/22/2012 SHB 2255 Reduces Regulatory Burden
B-12-01 01/23/2012 Investor Education in Your Workplace
B-11-05 07/14/2011 Upcoming CUSO Licensing Deadline Due to the Dodd-Frank Act
B-11-04 01/17/2014 Bulletin Revised: See: B-13-03
B-11-03 05/17/2011 Safe and Sound Student Loan Programs
B-11-02 02/16/2011 NMLS Federal Registry Training
B-11-01 02/04/2011 Registration of Mortgage Loan Originators (MLO) Who Work for Credit Unions
B-10-08 11/30/2010 Assessing Civil Money Fines Rulemaking Suspended
B-10-07 09/27/2010 New Rulemaking on Assessing Civil Money Fines
B-10-06 09/09/2010 OREO Guidance and Best Practices
B-10-05 08/30/2010 NASCUS Webinar Series for Directors
B-10-04 08/09/2010 Environmental Risk on OREO Property
B-10-03 07/07/2010 Mandated Temporary Layoff Days
B-10-02 05/18/2010 ALLL In A Challenging Economy
B-10-01 02/24/2010 Final Rulemaking on Technical Amendment
B-09-11 12/15/2009 Technical Amendment Rulemaking
B-09-10 12/10/2009 Final Rule on Other Real Estate Owned (OREO)
B-09-09 10/16/2009 Reliance on Electronic Images of Loan Documents
B-09-08 10/05/2009 Conference On Survive And Thrive: Building Assets, Strengthening Communities
B-09-07 10/05/2009 Formal Hearing On Other Real Estate Owned (OREO)
B-09-06 08/11/2009 Linking the Testing of Key Information Security Controls to the Risk Assessment
B-09-05 05/22/2009 Accreditation for the Division of Credit Unions
B-09-04 05/15/2009 Stakeholder Teleconference/Meeting Timeline for OREO Rulemaking
B-09-03 04/23/2009 New Rulemaking and Recommended Approach to OREO Management for Credit Unions
B-09-02 04/21/2009 Red Flags Rule Compliance
B-09-01 01/16/2009 Federal Licensing Requirement for Loan Originators in Credit Union Service Organizations (CUSOs)
B-07-13 12/19/2007 Structuring a Member Business Lending Program
B-07-12 11/19/2007 Proposed Fee Increase by Fiscal Growth Factor
B-07-11 09/17/2007 Division Sponsoring Conferences on Reaching Un-banked and Under-banked
B-07-10 08/02/2007 Encrypted E-mail in Use
B-07-09 07/25/2007 Pandemic Plan Testing Opportunity
B-07-08 06/26/2007 New IT Contractor and IT Exam Priorities
B-07-06 05/01/2007 Implementing a Commercial Loan Risk Rating System
B-07-05 04/06/2007 Alternative Share Insurance Rules for Credit Unions
B-07-04 03/12/2007 Conference on Reaching Unbanked People
B-07-03 02/16/2007 Richland, WA Added to the Meetings Across the State
B-07-02 02/12/2007 Alternative Share Insurance & Draft Regulations
B-07-01 01/31/2007 Meetings Across the State
B-06-07 11/29/2006 Internal Audit Is Critical
B-06-06 11/06/2006 Examiners to focus on preparedness
B-06-05 08/24/2006 Division to implement ACH collection of fees
B-06-04 07/24/2006 Division begins examinations of credit union websites
B-06-03 07/21/2006 Corporate governance task force summary
B-06-02 07/12/2006 Division begins process to adopt new rules with CR 101 on private insurance
B-06-01 01/11/2006 Safe & Sound Expansion of MBL Portfolios
B-05-07 09/27/2005 Bank Secrecy Act - Bulletin Revised: See B-14-01
B-05-06 09/22/2005 Guidance When Data Security Systems are Breached
B-05-05 09/12/2005 Corporate Governance Models
B-05-04 07/25/2005 Unclaimed Property: What credit unions need to know
B-05-03 04/01/2005 Bank Secrecy Compliance
B-05-02 03/16/2005 IRR measurement and strategic planning seminar
B-05-01 02/01/2005 EDPR new IS&T questionnaire starting point
B-04-11 11/03/2004 Loan Participations
B-04-10 08/30/2004 ALM Exam Procedures and Seminar On Interest-Rate Risk
B-04-09 07/29/2004 I S & T Exam Modifications
B-04-08 07/14/2004 Debt Cancellation Contracts & Debt Suspension Agreements (CANCELLED)
B-04-07 07/09/2004 Member Business Loans (MBL)
B-04-06 06/23/2004 Focus on Interest Rate Risk (IRR) Management
B-04-05 05/17/2004 Board of Directors Examination Questionnaire
B-04-04 03/15/2004 Servicemembers Civil Relief Act
B-04-03 02/26/2004 Overdraft Protection Guidance
B-04-02 01/09/2004 IS & T Best Practices
B-04-01 01/05/2004 Changes in State's Unclaimed Property Regulations
B-03-11 10/03/2003 Succession Planning
B-03-10 10/02/2003 Changes to Merger Manual
B-03-09 07/21/2003 New IS&T contractor and IS&T exam fee waiver
B-03-08 07/09/2003 Counterfeit Checks
B-03-07 06/23/2003 California Disclosure Law’s Effect on Washington Credit Unions Computer Identity Theft Notice
B-03-06 06/17/2003 Virus Vulnerability Alert
B-03-05 04/10/2003 Directors are the Key
B-03-04 04/02/2003 Deposit Brokers and Finders
B-03-03 02/21/2003 DFI is moving
B-03-02 01/13/2003 Director of CU announcement
B-03-01 01/08/2003 List of Division Opinions issued in 2002
B-02-20 12/24/2002 DCU temporarily reduces asset assessment fees for credit unions under $22 million
B-02-19 12/17/2002 Waived IS&T exam fees
B-02-18 10/14/2002 Changed ALLL meeting site in Federal Way
B-02-17 10/01/2002 Implementing IRPS 02-3 in Washington State
B-02-16 07/29/2002 Risk focused exams start in November
B-02-15 07/26/2002 DCU incorporates review of growth strategy into examination process
B-02-14 07/09/2002 Division adopts final rule on regulatory relief for small credit unions
B-02-13 07/03/2002 New focus on Allowance for Loan and Lease Losses
B-02-12 06/11/2002 Fees increase by fiscal growth factor
B-02-11 06/07/2002 Focus on liquidity
B-02-10 05/28/2002 Electronic submission of 5300 reports
B-02-09 05/10/2002 Clarification to Bulletin B-02-08
B-02-08 05/07/2002 Division schedules hearing for proposed rule on regulatory relief for small credit unions
B-02-07 05/02/2002 Summary of New Field of Membership (FOM) Rules on Division Web Site
B-02-06 04/17/2002 New direct/targeted marketing restriction applies to all state credit unions
B-02-05 04/09/2002 Taking real estate security on personal property loans triggers consumer compliance requirements for real estate loans
B-02-04 02/20/2002 Division distributes “clean” version of new FOM rules
B-02-03 02/13/2002 Division finalizes new FOM rule/Division schedules sessions to explain new FOM rules/Division begins rule-making on relief for small credit unions
B-02-02 01/24/2002 New reporting requirement concerning new type of unsecured member business loan
B-02-01 01/18/2002 List of Division Opinions issued in 2001
B-01-17 10/11/2001 Duplicate of B-01-15 (Rescinded)
B-01-24 12/26/2001 Correction to Bulletin concerning hearing time on proposed revisions to Field of Membership rules
B-01-23 12/18/2001 Division schedules hearing on proposed revisions to field of membership rules; comments invited
B-01-22 12/03/2001 Summary of Federal Requirements and Requests Relating to Recent Terrorist Attacks; Reporting Required to DCU by January 15, 2002
B-01-21 11/16/2001 Division distributes information for field of membership meetings
B-01-20 11/09/2001 Division announces meetings to discuss field of membership rules
B-01-19 11/02/2001 Division issues opinion regarding credit unions and incidental powers
B-01-18 10/22/2001 Division Distributes Revised Version of WAC 208-418
B-01-16 10/03/2001 Division addresses earnings weakness
B-01-15 09/28/2001 Division begins process to amend rules on small credit unions and on field of membership
B-01-14 09/27/2001 Regulatory Developments Resulting From the September 11 Terrorist Attacks
B-01-13 09/19/2001 Division issues summary of 2001 (HB 1366) amending Washington state credit union act and Washington state corporate credit union act
B-01-12 06/01/2001 Division adopts final rule increasing assessment and fee rates
B-01-11 05/30/2001 Information systems technology (IS&T) exams beginning July 2, 2001
B-01-10 05/03/2001 Distribution of Division opinions; list of Division opinions issued in 1999 and 2000
B-01-09 05/07/2001 Division Adopts Final Rule on Member Business Loans
B-01-08 04/09/2001 Correction to Bulletin No. B-01-07 (Hearing on Proposed Rule to Increase Assessments
B-01-07 03/26/2001 Division Schedules Hearing on Proposed Rule On Increasing Assessments and Fees; Comments Invited on Proposed Rule
B-01-06 02/23/2001 NCUA issues prohibition order against San Clemente Financial Group Securities, Inc
B-01-05 02/23/2001 Division schedules hearing on proposed rule on MBLs
B-01-04 02/15/2001 Extended exam cycles
B-01-03 01/30/2001 Division begins process to amend rules to increase assessment and fee rates
B-01-02 01/24/2001 NCUA Board Approves Washington MBL Rule
B-01-01 01/03/2001 Information Services & Technology Examinations
B-00-19 11/01/2000 Division begins process to amend rules on small occupational and associational groups
B-00-18 10/31/2000 Division increases maximum size of SOG groups to 500 persons
B-00-17 10/30/2000 Rating credit union earnings
B-00-16 10/26/2000 Division adopts final rule on commercial arrangements
B-00-15 09/20/2000 Interest rate risk
B-00-14 09/19/2000 DFI’s Securities Division adopts final rule on broker-dealer operations at financial institutions
B-00-13 08/16/2000 Division begins process to adopt member business loan rules
B-00-12 08/02/2000 Division schedules hearing on rules on commercial arrangements with third parties; comments invited on proposed rules
B-00-11 08/01/2000 Capital under PCA
B-00-10 06/14/2000 Call reports accuracy and timeliness
B-00-09 05/19/2000 Division Contact Information
B-00-08 04/12/2000 Compliance with the Electronic Funds Transfer Act
B-00-07 04/04/2000 General ledger treatment of official checks
B-00-06 03/16/2000 New look for DCU exam reports
B-00-05 03/16/2000 Division’s summary of PCA
B-00-04 03/15/2000 Division hires special counsel; compliance matters
B-00-03 02/16/2000 Division begins process to amend rules on commercial arrangements with third parties
B-00-02 02/08/2000 Interest required on past due accounts beginning July 1, 2000
B-00-01 01/28/2000 Division discontinues submission of annual meeting of members report
B-99-16 11/03/1999 Investments of Certificates of Deposit
B-99-15 11/02/1999 Year 2000 Rollover Weekend Contact Numbers Y2K Bulletin
B-99-14 09/22/1999 Credit Unions May Disregard Division Bulletin No. B-99-13
B-99-13 09/16/1999 Y2K Testing and Implementation of Upgraded Equifax System
B-99-12 08/30/1999 Y2K Reporting by September 30, 1999; Systems Conversion in Remainder of 1999
B-99-11 06/29/1999 Division Fax Number to Change
B-99-10 05/25/1999 Year 2000 Benchmarks and Reporting for June 1999
B-99-09 05/14/1999 Division Files NASCUS Accreditation Application
B-99-08 03/25/1999 Division Increases Maximum Size of SOG Groups to 200 persons
B-99-07 03/24/1999 Division of Credit Unions' phone list
B-99-06 03/05/1999 Y2K reporting to the division for March 31, 1999
B-99-05 02/24/1999 Completing Y2K testing
B-99-04 02/11/1999 Y2K meeting with financial institutions
B-99-03 01/15/1999 List of division opinions and bulletins issued in 1998
B-99-02 01/14/1999 Y2K Liquidity/currency and communication plans
B-99-01 01/12/1999 Division repeals MBL and appraisal rules
B-98-18 12/29/1998 Governor’s Y2K request for CEO contacts
B-98-17 12/17/1998 Division says "Thank You" to 1998 Speakers
B-98-16 12/04/1998 Year 2000 (Y2K) update #8
B-98-15 11/18/1998 Division starts rule-making process to revise MBL rules and repeal real estate appraisal rules
B-98-14 09/18/1998 Important points relating to Year 2000
B-98-13 08/17/1998 Effective date of credit union mergers
B-98-12 07/08/1998 List of DCU and NCUA guidance on Year 2000 (Y2K)
B-98-11 07/17/1998 List of Division opinions issued in the first half of 1998
B-98-10 06/24/1998 Reminder on quarterly Year 2000 (Y2K) reports
B-98-9 06/22/1998 New DCU rules on prohibited fees and nonpreferential loans take effect
B-98-8 06/18/1998 Division begins rule-making to implement 1997 Credit Union Act and to review rules under Governor’s Executive Order 97-02
B-98-7 05/21/1998 DCU examiners achieve salary parity with other divisions
B-98-6 04/02/1998 Guidance on DCU’s Year 2000 (Y2K) Quarterly Reports
B-98-5 03/09/1998 Follow-up on IRS Form 990
B-98-4 02/12/1998 Year 2000 Compliance Examinations and Quarterly Reports
B-98-3 02/24/1998 Division Distributes Summary of New State Credit Union Act
B-98-2 01/23/1998 Distribution of Copies of IRS Form 990-Filed by the Division in ‘95-‘96-’97 (Sent to state-chartered credit unions only)
B-98-1 01/22/1998 List of Division Opinions and Bulletins Issued in 1997
B-97-17 12/30/1997 Examination Survey
B-97-16 11/26/1997 Preliminary Draft of the Field of Membership (FOM) Bylaws
B-97-15 11/25/1997 Year 2000 (Y2K) Supervision
B-97-14 11/19/1997 Division adopts final rules on prohibited fees and nonpreferential loans
B-97-13 11/17/1997 Division issues letter for use as an attachment with IRS Form 990 filings
B-97-12 11/13/1997 Division announces Town Hall meetings with credit unions in December to discuss Division’s FOM initiative
B-97-11 10/09/1997 Form 990 Training Session Scheduled for November 12, 1997
B-97-10 09/18/1997 Division modifies examiner work hours
B-97-9 09/12/1997 Division Files for Expedited Adoption of Rules that are "Substantially Equivalent" to NCUA Rules on Prohibited Fees and Nonpreferential Loans
B-97-8 08/11/1997 Division Will No Longer Prepare IRS Form 990s
B-97-7 07/17/1997 Mortgage Loan Prequalifications under Reg B and Reg C
B-97-6 07/21/1997 Credit Unions and the year 2000
B-97-5 07/14/1997 List of opinions issued during first half of 1997
B-97-4 03/28/1997 DFI Focus Group Meetings - Revised
B-97-3 02/27/1997 DFI Focus Group Meetings
B-97-2 02/26/1997 NCUA Issues Letter on Automated Response Systems
B-97-1 02/18/1997 List of Division Opinions and Bulletins issued in 1996
B-96-14 12/16/1996 Credit union action required before December 27, 1996
B-96-13 11/21/1996 Important news from the Department of Licensing
B-96-12 10/30/1996 Copies of current state credit union statutes and rules
B-96-11 09/25/1996 Credit unions and the Year 2000
B-96-10 09/05/1996 Division adopts rules: deleting streamlined senior provision, making technical corrections, and repealing outdated sections
B-96-9 07/15/1996 DCU proposes to repeal certain rules
B-96-8 07/10/1996 DCU proposes rule amendments
B-96-7 07/01/1996 List of opinions issued year-to-date
B-96-6 06/06/1996 DCU adopts new fee rule
B-96-5 05/06/1996 Division moves rules
B-96-4 04/12/1996 Division initiates rule-making to delete associational group provision for retired persons and persons over 50
B-96-3 04/05/1996 Division Files Draft Fee Rule and Schedules Hearing to Receive Comment
B-96-2 03/20/1996 DCU withdraws rule-making on capital/liquidity and messenger service/agency issues
B-96-1 01/12/1996 Rule-making process begun on new fee structure.
B-95-7 12/15/1995 Authority to Invest in Exchange and Its Successor
B-95-6 11/17/1995 State Credit Unions Encouraged to Enhance Liquidity
B-95-5 11/13/1995 Proposed Division Budget
B-95-4 11/03/1995 Meeting Scheduled to Discuss 1996 DCU Fee Increase
B-95-3 09/05/1995 Rule-making Initiated on Capital and Liquidity Requirements for WCUSGA-member Credit Unions
B-95-2 08/17/1995 Messenger Service and Agency Rules
B-95-1 07/27/1995 DCU Organization and Phone Numbers