Check Cashers & Sellers (Payday Lenders)
Check Cashers and Sellers doing business in Washington State must be licensed with DFI's Division of Consumer Services.
Quick Links for Check Cashers & Sellers
What's New
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Annual Report and Assessment Due April 15, 2008
The Annual Assessment Report (AAR), Consolidated Annual Report (CAR), and assessment fees must be completed and filed with DFI by close of business Tuesday, April 15, 2008. Download 2007 Annual Report and Assessment (PDF)*.
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Payday Loan Notice (Pursuant to WAC 208-630-580)
Download or print this notice (PDF)* for compliance with WAC 208-630-580.
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Rule Amendments Effective December 21, 2007
On Friday, December 21, 2007, the rule amendments to the Check Cashers & Seller law, chapter 208-630 RCW become effective. View rule amendments.
Please carefully review the rule amendments and make the necessary changes to your business operations.
DFI understands that implementation of several rules requiring new operations may take some time. Efforts to become compliant will be considered if violations of the new rules are found during the first half of 2008.
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DFI Releases 2006 Payday Lending Report
Report is now available online. View report (PDF)*.
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Check Cashers & Sellers Listserv
Subscribe to the check cashers & sellers ListServ.
Laws & Rules
- Check Cashers and Sellers Laws - (RCW 31.45)
- Check Cashers and Sellers Rules - (WAC 208-630)
Resources
- Payday Loan Notice (PDF)*
This notice is pursuant to WAC 208-630-560 - Check Cashers and Sellers Interpretive Letters
- DFI's Letter About Changes to RCW 31.45 Resulting from Senate Bill 5415 (PDF)*
Payday Lending Reports
- 2006 Payday Lending Report (PDF)*
- 2005 Payday Lending Report (PDF)*
- 2004 Payday Lending Report (PDF)*
- 2003 Payday Lending Report (PDF)*
Newsletters
Keeping Data Secure
To protect non-public sensitive information from unauthorized access, the Department of Financial Institutions (DFI) does not send, receive, or request the transmission of unencrypted electronic non-public sensitive information. Learn more...
Contact Us
If you have any questions about loan originator licensing, feel free to contact us by phone at 360-902-8703 or toll free at 1-877 RING DFI (746-4334). You may also email us at dcs@dfi.wa.gov.
* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.
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