Check Cashers & Sellers (Payday Lenders)

Check Cashers and Sellers doing business in Washington State must be licensed with DFI's Division of Consumer Services.

Quick Links for Check Cashers & Sellers

Applications & Forms Laws and Rules ListServ Rulemaking Activity

Resources Payday Lending Reports Newsletters

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What's New

• Rulemaking For Laws Of 2009
  DFI anticipates rulemaking on the laws of 2009. See the CR-101 (PDF)* for more information.
• Annual Report And Assessment Due April 15, 2009
  The Annual Assessment Report (AAR), Consolidated Annual Report (CAR), and assessment fees must be completed and filed with DFI by close of business Wednesday, April 15, 2009.
  
  Report Available In 3 Formats:
  Fillable Annual Report and Assessment (PDF)*
  Fillable Annual Report and Assessment (Word)**
  Print Only Annual Report and Assessment (PDF)*
  
• 2007 Payday Lending Report
  Statistics & trends for the payday lending industry View report (PDF)*.
  
  
• Payday Loan Notice (Pursuant to WAC 208-630-580)
  Download or print this notice (PDF)* for compliance with WAC 208-630-580.
  
  
• Check Cashers & Sellers ListServ
  Subscribe to the check cashers & sellers ListServ.

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Laws & Rules

• Check Cashers and Sellers Laws - (RCW 31.45)
• Check Cashers and Sellers Rules - (WAC 208-630)

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Resources

• Payday Loan Notice (PDF)*
  This notice is pursuant to WAC 208-630-560
• Check Cashers and Sellers Interpretive Letters
• DFI's Letter About Changes to RCW 31.45 Resulting from Senate Bill 5415 (PDF)*
• Complying With The Red Flags Rule
  A "How to Guide for Business" on the rules from the FTC.

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Payday Lending Reports

• 2007 Payday Lending Report (PDF)*
• 2006 Payday Lending Report (PDF)*
• 2005 Payday Lending Report (PDF)*
• 2004 Payday Lending Report (PDF)*
• 2003 Payday Lending Report (PDF)*

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Newsletters

• Fall 2008
• Fall 2007
• Summer 2007

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Contact Us

If you have any questions about loan originator licensing, feel free to contact us by phone at 360-902-8703 or toll free at 1-877 RING DFI (746-4334). You may also email us at dcs@dfi.wa.gov.

* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.

** This document is a Microsoft Word file, and you will need Microsoft Word to view it.

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