Washington State Department of Financial Institutions

Apply For A Washington Mortgage Loan Originator (MLO) License

DFI uses the Nationwide Mortgage Licensing System (NMLS) to manage all MLO licenses. All applications and changes to a MLO license must be made through the NMLS.

Requirements To Apply For A Washington MLO License

  1. Create An Individual Account on the NMLS
    This will give you a NMLS Unique Identifier which is needed to sign up for education and testing.  Do NOT submit your Form MU4 until you have completed Steps 2 and 3.
  2. Pre-Licensing Education
    Complete 20 hours of NMLS Approved Pre-Licensing Education.  At least 2 of the 20 hours must be specifically related to Washington law.
  3. Testing
    Both the SAFE National and Washington State component tests.  If you passed a PearsonVue test between June 2007 and July 2009, you may submit your test passage certificate in lieu of the Washington State component test.
  4. Submit Form MU4
    Complete and submit Form MU4 through the NMLS, including paying the $155 licensing fee.  If you wish to have an active MLO license, the company you work for must submit a sponsorship request for your license through the NMLS. Mail MLO New Application Checklist & Attachments to DFI.
  5. Mail MLO New Application Checklist And Attachments to DFI
      
    For U.S. Postal Service:
    Department of Financial Institutions
    Division of Consumer Services
    PO Box 41200
    Olympia WA 98504-1200     		  For Overnight Delivery:
    Department of Financial Institutions
    Division of Consumer Services
    150 Israel Rd SW Tumwater WA 98501

MLO Application Resources

Contact Us

Our office hours are 8 am - 5 pm  PST. (Monday-Friday)

Phone: (360) 902-8703 Toll Free: 1-877 RING DFI (746-4334)
Fax: (360) 664-2258 Email: dcs@dfi.wa.gov

Mailing Address

For U.S. Postal Service:
Department of Financial Institutions
Division of Consumer Services
PO Box 41200
Olympia WA 98504-1200 		  For Overnight Delivery:
Department of Financial Institutions
Division of Consumer Services
150 Israel Rd SW
Tumwater WA 98501

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