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Mortgage Loan Originators

Mortgage Loan Originator Requirements
All Mortgage Loan Originators (MLOs) working for a Mortgage Broker or Consumer Loan licensee must hold an active MLO license. Mortgage Loan Originator Licensing Information

Call Center Hours
Our call center hours are Monday - Friday 11:00 AM to 5:00 PM (Pacific Standard Time). Call us at (877) RING DFI (746-4334). Or email us at dcs@dfi.wa.gov.

Receive News and Updates Via Email
The Division of Consumer Services also sends out news and updates via email ListServs. To have updates sent directly to your email inbox, sign up for the Mortgage Loan Originator ListServ.

Quick Links For Loan Originators

News & Updates
Apply For A License
Applications & Forms
Pre-Licensing Requirements
(Testing, Education, Fingerprinting, Credit Report)
Continuing Education

Featured News and Information

All Mortgage Loan Originator News Subscribe To Email Updates

New SAFE MLO Test with Uniform State Content Now Available
The new National SAFE MLO Test Component with uniform state content was implemented April 1, which creates a single test that can meet both the national and state testing requirements of the SAFE Act. In 20 states, MLOs seeking licensure with their state regulatory agency will no longer be required to take a second, state-specific test component.
- Announcement from CSBS
March 25 Education and Testing Changes Webinar Presentation
On March 25, we hosted a webinar regarding Mortgage Loan Originator Education and Testing changes. Below you will find a link to the PowerPoint presentation used during the webinar.
- MLO Education and Testing Changes Presentation (PDF)*
New Pre Licensure Education Requirements to Start April 1
April 1 will bring an increase in Washington’s Pre-Licensing Education (PE) requirement for new MLOs. Applicants must complete 22 hours of PE with 4 hours covering Washington law.
Winter 2013 Newsletter
The Division of Consumer Services Winter 2013 newsletter is now available.
- Winter 2013 Newsletter
New SAFE MLO Test with Uniform State Component to Start April 1
The Conference of State Bank Supervisors (CSBS) has announced that a new National SAFE MLO Test with a uniform state component will be available on April 1, 2013. With the implementation of this new test, Washington will no longer require a second, state-specific test component to be taken by mortgage loan originators (MLOs) seeking licensure.
- Announcement from CSBS
Short Sale Guidance
Guidance to licensees providing services in short sale transactions from DFI and the Washington Department of Licensing.
- Short Sales: Guidance for Licensees (PDF)*
- Short Sales: Seller Advisory or PDF Version*

Laws And Rules

Mortgage Broker Laws
(RCW 19.146)
Mortgage Broker Rules
(WAC 208-660)

Mortgage Lending and Homeownership Law
(RCW 19.144)
Mortgage Lending and Homeownership Rules
(WAC 208-600)

Newsletters

Resources

Contact Us

Our office hours are 8 am - 5 pm PST. (Monday-Friday) Our call center hours are 11 am - 5 pm PST.

Phone:	(360) 902-8703	Toll Free:	1-877 RING DFI (746-4334)
Fax:	(360) 664-2258	Email:	dcs@dfi.wa.gov

Mailing Address

For U.S. Postal Service:
Department of Financial Institutions
Division of Consumer Services
PO Box 41200
Olympia WA 98504-1200

For Overnight Delivery:
Department of Financial Institutions
Division of Consumer Services
150 Israel Rd SW
Tumwater WA 98501

* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.

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