Loan Originator Licensing

Below you will find information about applying for a Loan Originator license in Washington.

How To Apply For A Loan Originator License

DFI uses the Nationwide Mortgage Licensing System (NMLS) for all Loan Originator Licenses. All Loan Originator applications must be submitted through the NMLS. Learn more about the NMLS.

• If You Are Registered With The NMLS

  1. Read our tips for an error free application and our Loan Originator application FAQs.
  2. Review Washington’s Mortgage Broker Laws & Rules.
  3. Review and follow our Loan Originator Jurisdiction Specific Requirements (PDF)*.
  4. Log into your NMLS account.
  5. Add Washington to your License/Registration section of Form MU4.
  6. Ensure the company you work for in Washington has access to sponsor your license.
  7. Submit the application to Washington by paying the applicable fees.
  8. Mail the required Loan Originator Jurisdiction Specific Requirements (PDF)* to DFI.
  9. Ensure your company submits a Sponsorship Request in the NMLS for your license.

• If You Are Not Registered With The NMLS

  1. Read our tips for an error free application and our Loan Originator application FAQs.
  2. Review Washington’s Mortgage Broker Laws & Rules.
  3. Review and follow our Loan Originator Jurisdiction Specific Requirements (PDF)*.
  4. Follow all the steps mentioned in the NMLS Getting Started Guide. These steps will walk you through the entire NMLS application process.
  5. Mail the required Loan Originator Jurisdiction Specific Requirements (PDF)* to DFI.
  6. Ensure your company submits a Sponsorship Request in the NMLS for your license.

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Mailing The Requirements To DFI

Please mail the requirements to:

For U.S. Postal Service: Department of Financial Institutions Division of Consumer Services PO Box 41200 Olympia WA 98504-1200

For Overnight Delivery: Department of Financial Institutions Division of Consumer Services 150 Israel Rd SW Tumwater WA 98501

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About The NMLS

DFI uses the NMLS for all Mortgage Broker, Consumer Loan and Loan Originator licenses. The NMLS was developed by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators. The goal of the NMLS is to streamline and improve the licensing process for companies, branches, and individuals that hold licenses in multiple states. Learn more about the NMLS.

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Contact Us

If you have any questions about consumer loan company licensing, feel free to contact us by phone at 360-902-8703 or toll free at 1-877 RING DFI (746-4334). You may also email us at dcs@dfi.wa.gov.

* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.

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