Washington State Mortgage Brokers

Mortgage Brokers doing business in Washington State must be licensed with DFI's Division of Consumer Services.

Call Center Hours
Our call center hours are Monday - Friday 11:00 AM to 5:00 PM (Pacific Standard Time). Call us at (877) RING DFI (746-4334). Or email us at dcs@dfi.wa.gov.

Receive News and Updates Via Email
The Division of Consumer Services also sends out news and updates via email ListServs. To have updates sent directly to your email inbox, sign up for the Mortgage Broker ListServ.

Quick Links for Mortgage Brokers

Licensing & News News & Updates Apply For A License Annual License Renewal Applications & Forms Bond Requirements Loan Originator Licensing DB Licensing Test Continuing Education Verify A License Loan Modification Services

Examinations Information & FAQs Mortgage Call Report Laws, Rules, & Rulemaking Rulemaking Activity Interpretive Letters Laws & Rules Resources & FAQs FAQs Resources

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Featured News and Information

All Mortgage Broker News Subscribe To Email Updates

• Changes to Filing Mortgage Broker Annual Report
  In an effort to eliminate duplicate filings, DFI will accept fourth quarter Mortgage Call Report data in lieu of the 2011 Mortgage Broker Annual Report. The Q4 filing deadline is quickly approaching. The deadline to file is February 14, 2012.
  • Changes to Filing the Mortgage Broker Annual Report
• Renewal Reminder
  A critical deadline is fast approaching for all non-renewed Washington Mortgage Broker, Mortgage Loan Originator (MLO), and Consumer Loan licenses. On Saturday, December 31, all non-renewed Washington licenses expire.
  • Update and Renewal Information from DFI
• New Rulemaking - Amendment of Mortgage Broker Practices Act
  DFI has filed a CR-101 to begin rulemaking to amend the rules.
  • Rulemaking Information and Documents
• Short Sale Guidance
  Guidance to licensees providing services in short sale transactions from DFI and the Washington Department of Licensing.
  • Short Sales: Guidance for Licensees (PDF)*
  • Short Sales: Seller Advisory or PDF Version*

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Laws & Rules

Mortgage Broker Laws (RCW 19.146) Consumer Loan Laws (RCW 31.04) Mortgage Lending and Homeownership Law (RCW 19.144)

Mortgage Broker Rules (WAC 208-660) Consumer Loan Rules (WAC 208-620) Mortgage Lending and Homeownership Rules (WAC 208-600)

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Frequently Asked Questions (FAQs)

Answers from DFI to frequently asked questions.

Mortgage Broker Practices Act  FAQs

Examination FAQs

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Newsletters

• Fall 2011 Division Newsletter
• Summer 2011 Division Newsletter
• Spring 2011 Division Newsletter

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Resources

Helpful resources for both industry and consumers.

Industry Interpretive Letters Statement On Subprime Mortgage Lending Guidance On Nontraditional Mortgage Product Risks FTC Red Flags Rule

Consumers Verify A WA Mortgage Broker License Nationwide License Verification System Foreclosure Assistance Guide to Home Loans Guide To Interest Rates In Washington State

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Contact Us

Our office hours are 8 am - 5 pm  PST. (Monday-Friday) Our call center hours are 11 am - 5 pm PST.

Phone:	(360) 902-8703	Toll Free:	1-877 RING DFI (746-4334)
Fax:	(360) 664-2258	Email:	dcs@dfi.wa.gov

Mailing Address

For U.S. Postal Service: Department of Financial Institutions Division of Consumer Services PO Box 41200 Olympia WA 98504-1200

For Overnight Delivery: Department of Financial Institutions Division of Consumer Services 150 Israel Rd SW Tumwater WA 98501

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