Washington State Department of Financial Institutions

Recently Adopted Rules

Below you will find an archive of rulemaking documents from recently adopted by the Division of Consumer Services.

Looking for information about current rulemaking activity? Visit the current rulemaking activity webpage.


Mortgage Broker Practices Act - 2013 Rules

About: DFI has adopted rules to implement changes to the law during the recent legislative session and to make other necessary changes.

Adopted Rules CR-103 CR-102 CR-101
Amended Rules (PDF)
Effective 01/01/14
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 10/22/13: MP3

Consumer Loan Act - 2013 Rules

About: DFI has adopted rules to implement changes to the law during the recent legislative session and to make other necessary changes.

Adopted Rules CR-103 CR-102 CR-101
Amended Rules (PDF)
Effective 01/01/14
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 10/22/13: MP3

Uniform Money Services Act - 2013 Rules

About: DFI has adopted rules to implement changes to the law during the recent legislative session and to make other necessary changes.

Adopted Rules CR-103 CR-102 CR-101
Amended Rules (PDF)
Effective 01/01/14
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 10/23/13: MP3

Escrow Agent Registration Act - 2013 Rules

About: DFI has adopted rules to implement changes to the law during the recent legislative session and to make other necessary changes.

Adopted Rules CR-103 CR-102 CR-101
Amended Rules (PDF)
Effective 01/01/14
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 10/23/13: MP3

Mortgage Broker Practices Act – Increasing the Number of Washington Specific Prelicensing Education Hours

About: DFI has adopted rules increasing the number of prelicensing education hours required for mortgage loan originators prior to licensing. The addition of two hours brings the total number of hours specific to Washington law to four.

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 04/01/13
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 01/24/13: MP3

Consumer Loan Act – Increasing the Number of Washington Specific Prelicensing Education Hours

About: DFI has adopted rules increasing the number of prelicensing education hours required for mortgage loan originators prior to licensing. The addition of two hours brings the total number of hours specific to Washington law to four.

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 04/01/13
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 01/24/13: MP3

Check Cashers and Sellers Act – Small Loan Agents

About: DFI has amended the rules (chapter 208-630 WAC) under the Check Cashers and Sellers Act. Rulemaking was needed to make the rules consistent with the Act and to clarify for the industry which activities of a small loan agent trigger a licensing requirement.

Note: This rule was proposed under an expedited rule-making process that eliminated the need for the agency to hold public hearings, prepare a small business economic impact statement, or provide responses to the criteria for a significant legislative rule.

Adopted Rules CR-103 CR-105
Adopted Rules (PDF)
Effective 03/09/13
CR-103 (PDF) CR-105 (PDF)

Mortgage Broker Practices Act Rulemaking - Amendment of Rules

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/01/12
CR-103P (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Audio Files from Public Meetings

Audio 07/25/12: MP3

Consumer Loan Act Rulemaking - Amendment of Rules

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/01/12
CR-103P (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents:

Comments Received

Audio Files from Public Meetings

Audio 07/25/12: MP3

Mortgage Broker Practices Act Rulemaking - Rules for Renewal

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/25/11
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents

Audio Files from Public Meetings

Audio 09/27/11: MP3

Consumer Loan Act 2010 Rulemaking

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/05/10
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents

Audio Files from Public Meetings

Audio 09/16/10: MP3
Audio 07/14/10: MP3
Audio 06/09/10: MP3

Consumer Loan Act Emergency Rulemaking (WAC 208-620-515)

Adopted Rules CR-103
Adopted Rules (PDF)
Effective 08/04/10
CR-103E (PDF)

Some licensees formerly operating under chapter 31.45 (the payday lending law) begun offering products under the Consumer Loan Act that mirror small loans, but with unconscionable terms that fail to provide the protections of the payday lending law. This emergency rule serves as a stopgap to allow DFI to protect the welfare of the public while seeking a more permanent solution through rulemaking or the legislature.


Mortgage Broker Practices Act 2010 Rulemaking

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/05/10
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents

Audio from Meetings

Audio 09/16/10: MP3
Audio 07/14/10: MP3
Audio 06/09/10: MP3

Uniform Money Services Act 2010 Rulemaking

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/05/10
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents

Audio from Meetings

Audio 09/15/10: MP3
Audio 07/13/10: MP3

Uniform Money Services Act Annual Assessment Expedited Rulemaking

Adopted Rules CR-103 CR-105
Adopted Rules (PDF)
Effective 06/25/10
CR-103 (PDF) CR-105 (PDF)

Section 6 amends the annual assessment formula. If the rules were not amended by July 1, 2010, the existing annual assessment formula in the rules would have been inconsistent with the law as amended by chapter 73.


Escrow Agent Registration Act 2010 Rulemaking

Adopted Rules CR-103 CR-102 CR-101
Adopted Rules (PDF)
Effective 11/05/10
CR-103 (PDF) CR-102 (PDF) CR-101 (PDF)

Other Rulemaking Documents

Audio From Meetings

Audio 09/15/10: MP3
Audio 07/12/10: MP3

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