Consumer Services Rulemaking
Rulemaking is the process government agencies must use to create, modify, or repeal rules in the Washington Administrative Code (WAC).
Rules are regulations, standards, or other statements of general applicability adopted by an agency to either:
- Implement, interpret, or make specific a law enforced or administered by an agency, or
- Prescribe or interpret an agency policy, procedure or practice requirement binding on persons outside the agency.
Rules are valid and binding on the persons they affect, and have the force of law unless amended, revised, or unless a court of competent jurisdiction determines otherwise.
Current Rulemaking Activity
-
Mortgage Broker Practices Act - WAC 208-660-550
The fees sections of the rules implementing the Mortgage Broker Practices Act must be amended to not contravene I-960. -
Mortgage Broker Practices Act - WAC 208-660-006 and WAC 208-660-008
Expedited rulemaking to amend certain rules in the Mortgage Broker Practices Act that were inconsistent with SB 6471. -
Check Cashers Sellers Act - WAC 208-630
DFI is proposing to amend the rules on annual reporting. -
Consumer Loan Act - WAC 208-620
DFI is seeking to amend the rules for clarity and consistency in implementing RCW 31.04 and to reflect current industry practices.
Recently Adopted Rules
- Mortgage Broker Practices Act - WAC 208-660 (Effective March 24, 2008)
- Check Cashers Sellers Act - WAC 208-630 (Effective December 21, 2007)
- Escrow Agent Registration Act - WAC 208-680A-G (Effective November 26, 2007)
Rulemaking Steps
Generally, rulemaking takes place in three distinctive steps based on filings required by the Office of the Code Reviser:
- CR-101 Pre-proposal Statement of Inquiry. At this stage, proposed text is usually not available. Comment is invited on whether rules in the areas identified in the CR-101 are needed and, if so, the content of those rules.
- A CR-102 Rulemaking Proposal is filed if it is decided to proceed. Proposed text is filed with the CR-102 and a comment period and public hearing are scheduled.
- After the comment period and public hearing, a CR-103 Rulemaking Order will be filed if it is decided to proceed with the rule. The final text is included with the CR-103. The newly adopted rules are generally effective 31 days after filing with the Code Reviser.
Once a rule has been adopted, it becomes a part of the Washington Administrative Code (WAC).
Related Pages
- View the laws and rules that the Division of Consumer Services regulates.
* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.
[Top]
