Consumer Services Rulemaking Docket
Rulemaking is the process government agencies must use to create, modify, or repeal rules in the Washington Administrative Code (WAC).
Rules are regulations, standards, or other statements of general applicability adopted by an agency to either:
- Implement, interpret, or make specific a law enforced or administered by an agency, or
- Prescribe or interpret an agency policy, procedure or practice requirement binding on persons outside the agency.
Rules are valid and binding on the persons they affect, and have the force of law unless amended, revised, or unless a court of competent jurisdiction determines otherwise.
Recently Adopted Rules
- Mortgage Broker Practices Act – Increasing the Number of Washington Specific Prelicensing Education Hours
- Consumer Loan Act – Increasing the Number of Washington Specific Prelicensing Education Hours
- Check Cashers and Sellers Act – Expedited Rulemaking on Small Loan Agents
- Mortgage Broker Practices Act - Amendment of Rules
- Consumer Loan Act - Amendment of Rules
- Mortgage Broker Practices Act - Rules for Renewal
- Consumer Loan Act - Implementing Laws of 2010
- Consumer Loan Act Emergency Rulemaking
- Mortgage Broker Practices Act - Implementing Laws of 2010
- Uniform Money Services Act - Implementing Laws of 2010
- Uniform Money Services Act - Expedited Rulemaking
- Escrow Agent Registration Act - Implementing Laws of 2010
- Escrow Agent Registration Act - Bonding Requirements
Generally, rulemaking takes place in three distinctive steps based on filings required by the Office of the Code Reviser:
- CR-101 Pre-proposal Statement of Inquiry. At this stage, proposed text is usually not available. Comment is invited on whether rules in the areas identified in the CR-101 are needed and, if so, the content of those rules.
- A CR-102 Rulemaking Proposal is filed if it is decided to proceed. Proposed text is filed with the CR-102 and a comment period and public hearing are scheduled.
- After the comment period and public hearing, a CR-103 Rulemaking Order will be filed if it is decided to proceed with the rule. The final text is included with the CR-103. The newly adopted rules are generally effective 31 days after filing with the Code Reviser.
Once a rule has been adopted, it becomes a part of the Washington Administrative Code (WAC).
Individuals or groups who wish to petition DFI to adopt, amend, or repeal an administrative rule may do so by using the form linked below. You also may contact DFI using other formats, such as a letter or email.
- View the laws and rules that the Division of Consumer Services regulates.
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