Division of Credit Unions
Preparing for Rising Interest Rates
Credit Union Seminar
This seminar presented by DFI's Division of Credit Unions included:
- Review of ALM principles
- Why interest rates are increasing
- Credit union portfolios - assets, liabilities, & liquidity concerns
- How to use the Paragon Income Model spreadsheet
- Discussion of responses from credit unions
- Considerations before changing interest rates
- Tracking effects on your credit union
- Prioritization of your credit union's actions
- Areas of focus for DCU exams
- Sources of additional support
E-mail Elizabeth Acosta to receive a free CD of the seminar video. (Please include your mailing address in the e-mail.)
Links
DCU Bulletins:
NCUA’s Letters to Credit Unions:
Seminar Information:
(Caution: The 17-4 Test is VERY rudimentary and limited in scope. It cannot be used in lieu of ALM models.)
Webinar Q & A
Answers to Webinar Frequently asked questions
