Financial Education Clearinghouse


Credit is a valuable financial tool. It allows you to buy more expensive items now while making small monthly payments.

Maintaining a good credit history and score will give you more flexibility when borrowing and typically lower interest rates. Credit can also be a dangerous tool if you borrow too much and don't develop a plan to repay your debt. Avoid borrowing more than is necessary and have a plan to repay you debt.

Learn About Credit